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Insurance claims

Litigation with insurers is its own specialty: small-print rejections, short limitation deadlines and valuations worth challenging on criteria.

The file from day one

Photos, reports, emails and dates: the won claim is built before calling the lawyer. Read the whole policy — the exclusions live on the page nobody reads.

Internal recourse first

The claim to the insurer's customer service and ombudsman is mandatory and free, and resolves more than its reputation suggests. If it fails, the judicial path or insurance arbitration.

Deadlines that kill

The window to claim is shorter than people think and varies by claim type: the early consultation costs less than the lost deadline. The insurer's silence counts too.